Data Processing Agreement

Last updated: January 30, 2026

1. Introduction and Scope

This Data Processing Agreement ("DPA") forms part of the CHCKN Terms of Service and governs the processing of personal data by CHCKN Inc. ("CHCKN," "we," "Processor") on behalf of Merchants ("Customer," "you," "Data Controller") who use our services.


This DPA applies whenever CHCKN processes personal data on behalf of a

Merchant, including:

  • Member information (names, email addresses, phone numbers, loyalty activity)

  • Campaign recipient data

  • Transaction and loyalty program records

  • Any other personal data submitted to or collected through CHCKN's platform


This DPA is designed to comply with applicable data protection laws, including:

  • General Data Protection Regulation (GDPR) - EU Regulation 2016/679

  • Personal Information Protection and Electronic Documents Act (PIPEDA) - Canada

  • California Consumer Privacy Act (CCPA)

  • Other applicable provincial, federal, and international privacy laws


2. Definitions

"Personal Data" means any information relating to an identified or identifiable natural person that is processed by CHCKN on behalf of the Customer.


"Processing"
means any operation performed on Personal Data, including collection, recording, storage, use, disclosure, transmission, deletion, or any other handling of data.


"Data Controller"
means the Merchant who determines the purposes and means of Processing Personal Data. The Merchant is the Data Controller for all Member data in their loyalty programs.


"Data Processor"
means CHCKN, which processes Personal Data on behalf of and according to the instructions of the Data Controller.


"Data Subject"
means the individual person to whom Personal Data relates (typically a Member of a loyalty program).


"Sub-processor"
means any third party engaged by CHCKN to process Personal Data on behalf of the Customer.


"Data Protection Laws"
means all applicable laws and regulations relating to privacy and data protection, including GDPR, PIPEDA, CCPA, and other relevant legislation.


"Security Incident"
means any confirmed breach of security leading to the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to, Personal Data.

3. Roles and Responsibilities

3.1 Data Controller (Merchant)
As Data Controller, you:

  • Determine what Personal Data is collected and for what purposes

  • Are responsible for obtaining necessary consents from Data Subjects

  • Provide instructions to CHCKN on how to process Personal Data

  • Ensure compliance with Data Protection Laws for your loyalty programs and campaigns

  • Respond to Data Subject requests regarding their Personal Data

  • Maintain appropriate privacy notices and disclosures


3.2 Data Processor (CHCKN)

As Data Processor, CHCKN:

  • Processes Personal Data only according to your documented instructions

  • Implements appropriate technical and organizational security measures

  • Assists you in responding to Data Subject requests

  • Notifies you of Security Incidents without undue delay

  • Makes available information necessary to demonstrate compliance

  • Deletes or returns Personal Data upon termination of services


4. Processing Instructions

4.1 Scope of Processing

CHCKN will process Personal Data only as necessary to:

  • Provide the Services as described in the Terms of Service

  • Comply with applicable laws

  • Follow your specific written instructions


Subject Matter
: Provision of loyalty program platform and customer engagement services


Duration
: For the term of your CHCKN subscription and as required for legal retention


Nature and Purpose
:

  • Operating loyalty programs

  • Tracking stamps, points, and rewards

  • Sending email, SMS, and push notification campaigns

  • Generating analytics and reports

  • Providing customer support

  • Maintaining platform security


Types of Personal Data
:

  • Identity data (names, usernames)

  • Contact information (email addresses, phone numbers)

  • Loyalty activity (stamps, points, rewards, transactions)

  • Communication preferences and history

  • Device and usage information

  • Location data (general location based on IP address)

  • Any other data you upload to or collect through the platform


Categories of Data Subjects
:

  • Members of loyalty programs

  • Merchant employees and administrators

  • Website visitors


4.2 Instructions

You instruct CHCKN to process Personal Data as necessary to provide the Services. CHCKN will:

  • Process Personal Data in accordance with this DPA and the Terms of Service

  • Not process Personal Data for any purpose other than those specified

  • Notify you if, in CHCKN's opinion, an instruction violates Data Protection Laws


You may issue additional written instructions through:

  • Your account settings and configurations

  • Email requests to support@chckn.app

  • Updates to campaign settings and preferences


CHCKN may charge additional fees for processing instructions that require substantial additional work beyond the standard Services.


5. Security Measures

5.1 Technical and Organizational Measures

CHCKN implements appropriate security measures to protect Personal Data, including:


Access Controls
:

  • User authentication and password protection

  • Role-based access controls

  • Multi-factor authentication options

  • Regular access reviews and revocations


Data Security
:

  • Encryption of data in transit (TLS/SSL)

  • Encryption of data at rest

  • Secure data centers with physical access controls

  • Regular security assessments and penetration testing

  • Vulnerability management and patching


Organizational Measures
:

  • Employee confidentiality agreements

  • Security awareness training

  • Incident response procedures

  • Background checks for employees with data access

  • Segregation of duties and least-privilege access


Business Continuity
:

  • Regular data backups

  • Disaster recovery planning

  • Redundant infrastructure

  • Monitoring and alerting systems

5.2 Security Incident Response

In the event of a Security Incident, CHCKN will:

  • Notify you without undue delay (within 72 hours of becoming aware)

  • Provide details about the nature and scope of the incident

  • Describe measures taken or proposed to address the incident

  • Provide contact information for further inquiries

  • Assist you in fulfilling your obligation to notify authorities or Data Subjects if required


You acknowledge that CHCKN's notification does not constitute an admission of fault or liability.


6. Sub-processors

6.1 Authorized Sub-processors

You authorize CHCKN to engage the Sub-processors listed below to process Personal Data. CHCKN ensures all Sub-processors are bound by data protection obligations equivalent to those in this DPA.

Sub-processorLocationPurpose
Vercel Inc.United StatesCloud hosting and application infrastructure
NeonUnited StatesDatabase services
Google LLCUnited StatesContent delivery and infrastructure
PostHog Inc.United StatesCustomer analytics and product insights
Stripe Inc.United StatesPayment processing

6.2 Sub-processor Changes

CHCKN may add or replace Sub-processors from time to time. We will:

  • Provide you with at least 30 days' notice of any new Sub-processors

  • Post updates to our Sub-processor list at https://chckn.app/subprocessors

  • Give you the opportunity to object to the use of a new Sub-processor


If you object to a new Sub-processor on reasonable grounds related to data protection, we will:

  • Work with you to find an alternative solution, or

  • Allow you to terminate your subscription without penalty


6.3 Sub-processor Obligations

CHCKN ensures that Sub-processors:

  • Are contractually bound to data protection standards equivalent to this DPA

  • Process Personal Data only for the purposes specified

  • Implement appropriate security measures

  • Assist with Data Subject requests and Security Incident notifications


CHCKN remains fully liable for the performance of Sub-processors.


7. Data Subject Rights

7.1 Assistance with Data Subject Requests

CHCKN will assist you in responding to requests from Data Subjects to exercise their rights under Data Protection Laws, including:

  • Right of Access: Provide Data Subjects with access to their Personal Data

  • Right to Rectification: Correct inaccurate or incomplete Personal Data

  • Right to Erasure ("Right to be Forgotten"): Delete Personal Data in certain circumstances

  • Right to Restriction: Limit processing of Personal Data in certain circumstances

  • Right to Data Portability: Provide Personal Data in a structured, machine-readable format

  • Right to Object: Object to processing based on legitimate interests or for direct marketing


7.2 Process for Data Subject Requests

If CHCKN receives a Data Subject request directly, we will:

  • Forward the request to you promptly

  • Not respond to the request without your authorization (except to inform the Data Subject to contact you)

  • Assist you in responding to the request as reasonably necessary


You are responsible for:

  • Responding to Data Subject requests within required timeframes

  • Verifying the identity of Data Subjects making requests

  • Determining the appropriate response and action


7.3 Technical Assistance

CHCKN will provide reasonable technical assistance to help you fulfill Data Subject requests, including:

  • Providing access to Personal Data through your account dashboard

  • Exporting data in machine-readable formats

  • Deleting data upon your instruction

  • Restricting processing if requested


8. International Data Transfers

8.1 Data Transfer Locations

Personal Data may be transferred to and processed in:

  • Canada (where CHCKN is headquartered)

  • United States (where Sub-processors operate)

  • Other countries where CHCKN or Sub-processors maintain infrastructure


8.2 Transfer Safeguards

For transfers of Personal Data from the European Economic Area (EEA), United Kingdom, or Switzerland, CHCKN relies on the following safeguards:

  • Standard Contractual Clauses (SCCs) approved by the European Commission

  • Adequacy decisions where applicable

  • Other lawful transfer mechanisms under GDPR


Upon request, CHCKN will provide copies of applicable Standard Contractual Clauses or other transfer mechanism documentation.


8.3 Commitment to Compliance

CHCKN commits to:

  • Process Personal Data in accordance with Data Protection Laws regardless of location

  • Ensure Sub-processors in non-adequate jurisdictions provide appropriate safeguards

  • Notify you of any inability to comply with data protection requirements


9. Data Retention and Deletion

9.1 Retention Period

CHCKN retains Personal Data:

  • For the duration of your subscription

  • As long as necessary to provide the Services

  • As required by applicable law

  • As specified in our Privacy Policy


9.2 Deletion Upon Termination

Upon termination or expiration of your subscription, CHCKN will, at your choice:

  • Delete all Personal Data within 30 days, or

  • Return Personal Data to you in a standard format within 30 days


After the 30-day period, CHCKN will securely delete all remaining Personal Data, except:

  • Data required to be retained by law

  • Data retained in de-identified or aggregated form

  • Data in backup systems, which will be deleted in accordance with our backup retention schedule


9.3 Deletion Methods

CHCKN uses secure deletion methods to ensure Personal Data cannot be recovered, including:

  • Secure data wiping

  • Cryptographic erasure

  • Physical destruction of storage media (when applicable)


10. Audit Rights

10.1 Information and Audits

To demonstrate compliance with this DPA, CHCKN will:

  • Make available information about our data processing practices

  • Provide copies of relevant security certifications and audit reports

  • Allow you to conduct audits or inspections, subject to reasonable conditions


10.2 Audit Process

If you wish to conduct an audit:

  • Provide at least 30 days' written notice

  • Conduct audits during normal business hours

  • Minimize disruption to CHCKN's operations

  • Execute a confidentiality agreement if required

  • Bear the costs of the audit (unless the audit reveals material non-compliance)


CHCKN may require that audits be conducted by an independent third-party auditor approved by CHCKN.


10.3 Audit Frequency

You may conduct audits:

  • Once per year during the term of your subscription

  • More frequently if required by Data Protection Laws or if there is a Security Incident


11. Liability and Indemnification

11.1 Liability

Each party's liability under this DPA is subject to the limitations and exclusions of liability set forth in the Terms of Service.


11.2 Indemnification

CHCKN will indemnify and hold you harmless from claims, damages, and costs arising from CHCKN's:

  • Material breach of this DPA

  • Violation of Data Protection Laws in its role as Processor

  • Failure to implement appropriate security measures


You will indemnify and hold CHCKN harmless from claims, damages, and costs arising from:

  • Your instructions that violate Data Protection Laws

  • Your failure to obtain necessary consents from Data Subjects

  • Your violation of Data Protection Laws in your role as Controller

  • Inaccurate, misleading, or unlawful data you provide to CHCKN


12. Term and Termination

12.1 Term

This DPA takes effect on the date you accept the Terms of Service and continues until the termination of all Services.


12.2 Survival

The following provisions survive termination:

  • Confidentiality obligations

  • Data deletion obligations

  • Liability and indemnification

  • Audit rights (for a reasonable period)


13. Modifications

CHCKN may update this DPA from time to time to reflect:

  • Changes in Data Protection Laws

  • New security measures or certifications

  • Changes to Sub-processors

  • Improvements to our data protection practices


We will notify you of material changes by email or through the platform. Continued use of the Services after changes take effect constitutes acceptance of the updated DPA.


If you do not agree with changes, you may terminate your subscription in accordance with the Terms of Service.

14. Governing Law and Jurisdiction

This DPA is governed by the laws specified in the Terms of Service (laws of Québec, Canada) except where Data Protection Laws require otherwise.

15. Contact Information

For questions, concerns, or requests related to this DPA or data processing, contact:

CHCKN Inc. Email: support@chckn.app Location: Montréal, Québec, Canada

For data protection inquiries, please include "DPA Inquiry" in your email subject line.


16. Order of Precedence

In case of conflict:

  1. This DPA takes precedence over the Terms of Service with respect to data processing

  2. Standard Contractual Clauses (if applicable) take precedence over this DPA

  3. Mandatory provisions of Data Protection Laws take precedence over all agreements


By using CHCKN's Services, you acknowledge that you have read, understood, and agree to this Data Processing Agreement.